According to the Justice Bureau statistics, in 2014, approximately 17.6 million people over 16 experienced at least one incident of identity theft. The most common losses due to identity theft are the misuse or attempted misuse of an existing account. Roughly 8.6 million people annually experience credit card fraud, with two-thirds of victims reporting a […]
Fall signals a break in the weather and a break for your wallet. It is the quiet time between back-to-school shopping and the winter holidays. Your children have returned to school, and you now face credit card statements itemizing your summer spending. The fall is an excellent time to cut costs and get spending back […]
Adopting a dog can be a fun and exciting experience. Yet, it is also important to make sure that you are ready to take on the financial responsibility of being a dog owner. There are several expenses you should consider before deciding to adopt a dog. Fence Your dog will need a place to play. […]
Labor Day, that fantastic little preamble to the holiday season that kicks into gear a couple months later, is one of the great simple pleasures in American life. You get a three day weekend, with most businesses closed or limited in operation, and it lands during a time of year where the weather is usually just […]
Student loan debt is the second highest consumer debt category in the United States, with former students owing over 45 million dollars in student debt. Understanding the interest rates, charges and how rising rates impact the loans, can help you better manage the debt and speed up your loan payoff.
Energy efficient lighting is at the top of most lists discussing, “how to save money in your home.” With the higher cost of these bulbs, many consumers begin to wonder if it’s really worth the extra cost. There are several factors that determine the amount you save and whether you should invest in the more […]
In 2017 there were 50.7 million students enrolled in public and secondary schools. Out of that, 35.6 million were in pre-K through eighth grade and the other 15.1 million were in high school. When you add 5.2 million students enrolled in private schools and over 20 million in colleges and universities, it makes it is […]
We all make mistakes. Sometimes mistakes can create an opportunity to learn. At other times, we can “fix” the mistake and move forward. However, there are occasions when mistakes are irreversible and can have a lasting impact on your life.
Libraries began as a collection of documents. The buildings were marked by dimly lit rooms, as well as shelves of books and reading materials considered important for learning. Today learning takes many forms, and in response to these changes, your local library is now a resource for much for than books.
In 2017 66.7% of high school graduates went to college. In hopes of improving lifetime wages, most will rely on student loans with 70% of graduates borrowing money to fund part of the cost of schooling. In 2017, graduates borrowed an average of $39,400. Despite the rising costs recent studies support the value of education […]