How to Get Out of Debt

How to Get Out of Debt

10 Steps to a Debt Free Life Carrying debt creates stress, especially when large amounts have been accrued over the years. Debt has a way of creeping up on you, rather than coming from one or two large expenses. Regardless of whether it came from a year of unemployment, a sick family member or overspending, […]
Wage Garnishments

Ins and Outs of Wage Garnishments

Wage garnishments are a last resort for creditors in an effort to collect a debt from a consumer. Once in place, garnishments can be a tremendous financial burden as the payments are automatic and reduce your take home income significantly, making it difficult to pay basic living expenses. How Wage Garnishments Occur When you are […]
Credit Report

Credit Reports Accuracy

The Government Aims for Increased Accuracy on Credit Reports Studies have found that nearly 80% of credit reports contain some kind of error and around 25% of those errors could lead to a decline of a loan application. ¹ Given the importance of the credit report and its impact on consumers, there is a strong […]
Debt Relief

Do it Yourself Debt Relief – The Pay in Full Strategy

Millions of Americans have found themselves buried in debt and looking for solutions. The average consumer’s indebtedness has grown steadily each year, with the default rate remaining steady. While this is good news for credit card companies, which benefit from high interest rates, it is not good for those trying to pay off debt. Today’s […]