Cost-Effective Summer Child Care

The U.S. Census Bureau estimates there are 82.18 million families within the United States in 2017. The average family size is 3.14 people, and an estimated 42% of families have children who live at home, under the age of 18. Families are waiting longer before having children, sometimes until their thirties and forties rather than […]

The Financial Impact of Identity Theft and How to Protect Yourself

The US Federal Trade Commission estimates that 3 million Americans have recently experienced the illegal use of their credit cards. In 2013, Javelin Research determined one incident of identity fraud takes place every three seconds, and fraud incidents increased by 1 million consumers with 21 billion dollars stolen. Identity theft occurs when a hacker or unauthorized person […]

Money Saving Tips for Spring Break Travel

Vacations have many benefits, which include improved mental and physical health, closer family ties, and a new perspective. You may have the desire to take a vacation, but hesitate because holidays cost money. When you have tight finances, it can be tempting to avoid days off from work to prevent from falling further behind financially. […]

Millennial Money Myths and The Truth Behind Them

Millennials have a reputation of ineffectively managing finances. However, eighty percent of them carry cash, and forty-two percent writes checks. Entering the workforce during the Great Recession created a more conservative approach to major life milestones and even debt management. The Millennial Generation Ranging between 18 and 35, they have recently surpassed the Baby Boomer […]